Joni and I have a great financial advisor. He’s done so much for us. And when my mother sold her home last spring he helped her invest the proceeds. She, too is very happy with the positive growth of her investment. So, I had a thought. Why not tell him about the Keller Mortgage refinance program that Team Darmody is using? It’s the least I could do. So, being a finance guy he immediately checked into it. A day later he called me and said.
“I got a 2.35% interest rate, changed my term, and saved $48,000 over the life of the loan. THANK YOU, Steve!”
The next day I logged in to my agent portal for Keller Mortgage to see how an upcoming closing was going. I was interested to find a new feature that allows me to see the accumulated total of money Keller Mortgage has saved my clients. I was elated and proud to learn that, since directing my clients to the unprecedented ZeroPlus loan opportunity, they have saved a combined amount of $61,339. (And not all my clients have even used Keller Mortgage for their loans.)
Are you looking for a home mortgage? Let me tell you about the ZeroPlus Loan.
It provides the following benefits, saving you thousands!
- Zero Lender Fees
- PLUS $1,000 Credit at Closing (if loan amount is over $150,000)
- PLUS a Discounted Rate
- PLUS No Initial Out of Pocket Expense
And there’s more….
Your appraisal will be ordered on day one of your contract. This helps to avoid up to a 14-day delay caused by the timing of a home inspection and due diligence period. In contrast, most lenders do not order the appraisal until after the due diligence period.
Should any issue arise during the home inspection or due diligence process that causes you to remove yourself from the contract, the cost of the appraisal will be covered by Keller Mortgage. In contrast, most lenders charge the appraisal as a non-refundable fee.
The cost of the appraisal is not incurred until closing, as part of the total monies due. In contrast, most lenders charge this fee up front.
If you are working with Team Darmody as your agent, all you need to do is click here to start.
It takes about a minute to get your loan started. Then you’ll meet your loan officer who will ask you to upload the following information to complete the application. This will allow KM to send your file to underwriting immediately for a pre-approval letter.
This is what you’ll need…
- 2 most recent years’ W-2s (Tax returns may be requested at a later time.)
- 2 most recent paystubs
- 2 most recent bank statements with ALL pages (Or link your bank account info through the Zero Plus Portal.)
- 2 years’ tax returns with all schedules and attachments if you are self-employed or own rental homes or investment properties.